Christine Duhaime


Christine DuhaimeChristine Duhaime
*

Barrister & Solicitor 

Tel: (604) 601Christine Duhaime-2046
christine@duhaimelaw.com

Professional Activities

Christine Duhaime practices law with Duhaime Law in Toronto and Vancouver.

Christine has a specialized counter-terrorist financing and anti-money laundering law practice and is a Certified Financial Crime and Anti-Money Laundering Specialist, a US certification. In that capacity, she advises on financial crime compliance which includes counter-terrorist financing and anti-money laundering law, sanctions compliance for financial institutions, casinos, money services businesses, securities brokerages, law firms and for emerging financial services such as digital financial services, including digital currencies, Bitcoin and ICOs.

Christine also acts for Chinese banks and organizations to trace through the financial system and recover, foreign assets in Canada from Chinese foreign nationals and Chinese originating companies.

She is also one of the only lawyers with a combined practice in gambling law and anti-money laundering law, and advises casinos, gaming companies operating on mobile and online platforms, and tech companies on compliance with gaming, sports betting, wagering, anti-money laundering and privacy laws.

Christine has a broad range of legal experience in M&A, corporate transactions, contract drafting, resolution of business and shareholder disputes, regulatory registrations, permitting and approvals, hearings relating to various regulatory matters, securities law regulation, corporate compliance matters, immigration and more specialized NAFTA Chapter 19 dispute resolution.

Christine has appeared as a legal expert on terrorism, terrorist financing, money laundering, financial inclusion, digital currencies, Bitcoin and financial crime before Committees of the House of Commons and the Senate of Canada.

She is a frequent keynote speaker in tech, AI and law, having been invited to speak, among others, before the United Nations UNICTRAL on Artificial Intelligence Law and Blockchain Law, the Financial Action Task Force on technology and anti-money laundering law and the Asian Development Bank on financial inclusion. Christine is consistently ranked as one of the Top 100 Women in FinTech, Top 100% Most Influential in FinTech and a Top 100 thought leaders across FinTech, AI and Blockchain and is in the top 5% on Klout.

Christine was an adjunct university professor of law and taught international commercial arbitration law while articling. At law school, she wrote a law text that was published. At law school, she participated in an international commercial arbitration moot and won the gold medal.

Christine is the author of the popular financial crime and anti-money laundeting law blog “Duhaime’s Financial Crime Law” and the technology blog “Artificial Intelligence Insight.”

Christine was the featured lawyer in The Canadian Bar Association’s The National on how AI, Blockchain & FinTech will change the practice of law.

Christine formerly worked with a large international law firm in Toronto.

Tech Entrepreneur

Christine is involved in a handful of tech and AI startups including Chatbo, the world’s only anti-money laundering and counter-terrorist financing chatbot on IBM Watson with a database of politically exposed persons and China’s most wanted; and FemRight, a not for profit developing a chatbot to provide education to teenage refugee girls on life-saving health issues.

Not For Profit Activities

Christine is the founder of the Digital Finance Institute, a prestigious global think tank for financial technology and AI for independent research that engages for solutions to balance the emerging regulatory needs of digital financial services in ways that foster responsible innovation and reduce financial inclusion. The DFI organized and held some of the first FinTech Conferences in Africa, the Middle East and Canada. It holds annual FinTech and AI Conferences in Canada and Africa, and is convening AgTech Africa in 2018 in Nigeria, a global conference to address how technology and AI can be leveraged for food and global security and the AI World Forum in Toronto, a two-day event to explore AI innovation.

The DFI started the successful Canadian FinTech & AI Awards, now in its 3rd year in Toronto, to support Canadian innovation and entrepreneurs, and launched scholarships from the DFI for university students in AI and financial services.

The DFI periodically acts for Canada as its FinTech ambassador at foreign conferences to promote Canadian trade and investment.

The DFI is a founding member of the Global Banking Eduction Standards board, an industry-led initiative founded by banking institutions to develop international standards for the education of bankers around the world. Members include the DFI, Bahamas Institute of Financial Studies, Asian Institute of Chartered Bankers, European Banking and Financial Services Training Association, the Hong Kong Institute of Bankers, Korea Banking Institute, London Institute of Banking and Finance, New York Institute of Finance, Nigeria Bankers Institute, Singapore Institute of Banking and Finance.

The DFI publishes periodic white papers including:

Professional Associations

Christine is one of the 50 founding attorneys of the Digital Currency & Ledger Defence Coalition, a global not-for-profit of leading lawyers that supports constitutional rights of Blockchain, ledger and ICO technology entrepreneurs.

Christine is a member of the UK based Proceeds of Crime Lawyers Association, led by Sir John Grant McKenzie Laws, a Lord Justice of Appeals.

Christine served on the Advisory Committee to the Judicial Council, a committee of the Canadian Bar Association, whose mandate involves assisting with respect to the appointment of judges.

Christine is the Canadian member of the Asian Venture Philanthropy Network whose members include the EU Private Equity Association and Asian private equity managers, private banks, wealth managers, financial services organizations, foundations, universities and government entities that promote social finance within the venture capital sector.

Christine served on the Advisory Board for Canada established by the Association of Certified Anti-Money Laundering Specialists, the world’s leading certification body for financial crime compliance professionals.

Select Media Interviews

Christine is frequently in the media as an expert on legal issues, particularly in relation to financial crime, terrorism, financial, market regulation and digital currencies, ICOs and Blockchain, including as follows:

  • August 2017 – Christine was interviewed in American Banker on cybercriminals and AI.
  • August 2017 – Christine was the guest lawyer on American Banker’s podcast “Why Banks Should Embrace ICOs.”
  • July 2017 – Christine was on The Current on CBC Radio discussing the need for inclusive artificial intelligence.
  • June 2017 – Christine was in the South China Morning Post in connection with asset recovery for China.
  • June 2017 – Christine was in the Vancouver Sun in connection with asset recovery for China.
  • April 2017 – Christine was in the Globe & Mail in connection with with medical marijuana.
  • February 2017 – Christine was featured in The Guardian as one of 4 women changing FinTech.
  • January 2017 – Christine was in American Banker in connection with the evolution of AI and bots in banking.
  • March 2017 – Christine was on BNN, on real estate and money laundering risks.
  • September 2016 – Christine was in the South China Morning Post on an extradition treaty with China.
  • August 2016 – Christine was in American Banker on Artificial Intelligence and Banking.
  • June 2016 – Christine was on BBC World News in connection with human smuggling by transnational organized crime in Libya.
  • March 2016 – Christine was in Seattle Times for millennials impacted by Vancouver real estate.
  • August 2015 – Christine was in The Bottom Line on the risks of ISIS and the Twitter Terrorist to Canada.
  • July 2015 – Christine was in SWIFT’s Sibos Issues in respect of a project undertaken on women in FinTech.
  • July 2015 – Christine was in the Wall Street Journal regarding the FATF’s guidance on digital currencies.
  • July 2015 – Christine was in the Globe & Mail on the legal issues of terrorist threats to airline infrastructure.
  • June 2015 – Christine was in the CFA Magazine on digital currencies regulation and FinTech.
  • June 2015 – Christine was in American Banker in respect of the Canadian Senate Report on digital currencies.
  • May 2015 – Christine was in American Banker on the growing issues of financial inclusion.
  • May 2015 – Christine was interviewed by the Journal du Montréal regarding risks of terrorism and terrorist financing in Canada.
  • May 2015 – Christine was in the National Post regarding transnational organized crime in Canada and money laundering concerns.
  • May 2015 – Christine was interviewed by the Ottawa Citizen regarding the phenomena of the Twitter Terrorist, terrorism and terrorist financing.
  • April 2015 – Christine was in the Wall Street Journal regarding terrorist financing risks.
  • April 2015 – Christine was in the South China Morning Post regarding China’s economic fugitives and proceeds of corruption.
  • April 2015 – Christine was in the Vancouver Sun regarding economic fugitives from China.
  • April 2015 – Christine was in the National Post and Ottawa Citizen on money laundering concerns with China’s economic fugitives.
  • April 2015 – Christine was in the National Post regarding money laundering compliance concerns involving the real estate sector in Canada.
  • April 2015 – Christine was in Business in Vancouver regarding risks of proceeds of corruption from China and money laundering concerns with economic fugitives.
  • March 2015 – Christine was in iPolitics regarding the counter-terrorist financing.
  • February 2015 – Christine was in the South China Morning Post on the issue of money laundering risks in Vancouver.
  • January 2015 – Christine was in International Business Times regarding terrorist financing of the Islamic State.
  • January 2015 – Christine was in the Wall Street Journal in respect of the sanctions and North Korea.
  • January 2015 – Christine was in Forensic Accounting & Fraud Magazine regarding balancing the financial crime risks and digital currencies.
  • December 2014 – Christine was in Foreign Policy Magazine terrorist financing.
  • December 2014 – Christine was in MingPao Daily regarding money laundering trends in China, Hong Kong and Canada.
  • November 2014 – Christine was in Money Laundering Bulletin in respect of money laundering trends in China, Macau and Canada.
  • October 2014 – Christine was interviewed on BNN in respect of terrorist attacks in Canada and impacts on the economy and financial markets.
  • October 2014 – Christine was interviewed in The Wall Street Journal in respect of terrorist financing.
  • October 2014 – Christine was interviewed by GlobalTV in respect of convictions of terrorist financing in Canada.
  • October 2014 – Christine was interviewed for the Toronto Star in respect of the Islamic State’s human rights record and financial crimes.
  • September 2014 – Christine was on CBC TV to discuss terrorist financing issues.
  • July 2014 – Christine was in PaymentsCompliance in respect of digital currencies.
  • July 2014 – Christine was in Macleans regarding the financial technology and financial crime risks of digital currency transactions.
  • July 2014 – Christine’s summary of Canada’s new legislation implementing rules for digital currencies was included in the US Library of Congress‘ Global Legal Monitor service.
  • June 2014 – Christine was in The Wall Street Journal regarding the implementation of the world’s first Bitcoin legislation.
  • June 2014 – Christine was interviewed by The Daily Dot regarding securities law issues involving the offering of ICOs and Bitcoin-related securities and derivatives.
  • June 2014 – Christine was in Law Times Magazine regarding digital currencies.
  • June 2014 – Christine was in Finextra regarding Canada’s digital currency legislation.
  • June 2014 – Christine was interviewed in Gambling Compliance, in respect of anti-money laundering law developments.
  • May 2014 – Christine was interviewed on international tax fraud, tax havens and money laundering in soccer with the Association of Certified Financial Crime Specialists.
  • May 2014 – Christine was in Canadian Lawyer Magazine on legal issues associated with digital currency transactions in Canada.
  • April 2014 – Christine was featured in an American documentary on Bitcoin for Millennials produced by Elite Daily.
  • April 2014 – Christine was interviewed by the Huffington Post on legal issues associated with Bitcoin and digital currencies.
  • April 2014 – Christine was interviewed by Lawyers Weekly in respect of politically exposed persons in Canada.
  • March 2014 – Christine was interviewed by Canadian Lawyer Magazine in respect of online gambling.
  • February 2014 – Christine was interviewed by Canadian Lawyer Magazine regarding unreasonable trial delays in connection with the murder trials of members of the Majif and Hells Angels.
  • January 2014 – Christine was interviewed by Lloyd’s Law Reports on digital currencies.
  • December 2013 – Christine was interviewed by Moneylaundering.com on regulatory actions facing casinos and other gambling establishments in Canada and the US.
  • May 2013 – Christine was interviewed by Huffington Post on the issue of reputation risks and proceeds of crime in connection with using crowdfunding platforms.
  • May 2013 – Christine appeared on CKOM News Talk 650 to discuss legal issues surrounding the use of crowdfunding to raise funds to pay organized crime.
  • May 2013 – Christine was interviewed by the National Post on the potential money laundering issues in connection with the payment to organized crime through a crowdfunding platform.
  • March 2013 – Christine was interviewed by Reuters on the issue of foreign corruption and bribery.
  • February 2013 – Christine was interviewed by the Toronto Star on the legality of charity gambling.
  • February 2013 – Christine was interviewed by MoneyLaundering.com regarding money laundering.
  • January 2013 – Christine was interviewed by MoneyLaundering.com regarding online gambling, sports betting and money laundering risks.
  • September 2012 – Christine was interviewed by Forensic Accounting & Fraud Magazine for an article on money laundering.

Articles and Publications
Select Articles

Christine has written numerous articles on M&A, corporate law, international trade, financial crime, gambling and anti-money laundering law for various publications such as for Quartz, the Globe & Mail, Financier Worldwide, the Financial Post, Toronto Star, Corporate Governance, National Magazine, Canadian Gaming Business, IGaming Law, Casino Magazine, Gambling Compliance and Lawyer’s Weekly:

Select Presentations / Panels

  • United Nations UNCITRAL, “The Promises & Perils of Artificial Intelligence & Importance of Lawyers.”
  • Financial Action Task Force, California, “FinTech and Money Laundering Risks.”
  • Credit Union International Regulators, Vancouver, “FinTech, AI and the Future of Banking.”
  • Nigeria, “The Promises of AI for Africa.”
  • AI Toronto, “The Promises and Perils of AI.”
  • United Nations UNICTRAL, “The Law of Digital Currencies & of Blockchain.”
  • Milken Institute, “Terrorism and Banking.”
  • Sibos Singapore, “Financial Inclusion & Refugee Crisis.”
  • Asian Development Bank, Manila, “Financial Inclusion and identity issues.”
  • Innovate Finance, London, with UNICEF, “Financial Inclusion and Refugee Crisis.”
  • Sibos Geneva, “Vancouver as a leading FinTech hub.”
  • Asian Venture Capital Philanthropic Network, Singapore, “The Refugee Crisis.”
  • Interac Conference, Ottawa, “Terrorist Financing and ATM Networks.”
  • RCMP, “Financial Crime Risks with Digital Currencies.”
  • ACAMS, New York, “Counter-Terrorist Financing in the Post-ISIS Age.”
  • Offshore Alert, London England, “Financial Technology Innovations and Digital Currencies.”
  • American Banker, Washington, DC, “Digital Currencies, Banking Regulatory Symposium.”
  • Canadian Gaming Summit, Vancouver, “Anti-Money Laundering Law in the Gambling Regime.”
  • ACAMS Conference, Toronto, “Digital Currencies and Financial Crime Risks.”
  • ACAMS Netherlands, Amsterdam, “Law and Policy on Digital Currencies.”
  • Bitcoin Foundation, Amsterdam, “Anti-Money Laundering Issues with Digital Currencies” panel with several financial crime specialists including Dr. Dirk Haubrich, European Banking Authority.
  • Offshore Alert Conference, Miami, “Overview of Business & Legal Risks of Digital Currencies and Bitcoin.”
  • Interac Conference, Victoria, “Bitcoin and other Digital Currencies – the Legal and Regulatory Landscape.”
  • Inside Bitcoin Conference, New York City, “Policy Perspectives on Digital Currencies.”
  • Osgoode Hall Law School, 10th Annual National Symposium on Money Laundering, Toronto, “Emerging Trends in Money Laundering – Bitcoin, Hawalas and Prepaid Access.”
  • Inside Bitcoin Conference, Las Vegas, “Bitcoin, Digital Currencies and Regulatory Regime.”
  • IMGL Conference, Oslo, “Future of Online Poker Worldwide.”
  • ACAMS Conference, Toronto, “Economic and Trade Sanction Compliance.”
  • North American Gaming Regulators Association, San Diego, “Money Laundering at casinos.”
*Law Corporation